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Intellimali is a financial management system that helps students efficiently access and manage their bursary and loan funds. Used by many universities and colleges in South Africa, it streamlines the process of distributing funds to students for tuition, accommodation, food, and other expenses. If you are new to Intellimali, this guide will help you understand how to get started, ensuring a smooth and hassle-free experience.
What Is Intellimali?
Intellimali is an electronic payment solution designed to handle student funding from government departments, sponsors, and institutions. It eliminates the need for manual fund distribution by providing students with an easy-to-use platform that allows them to pay for approved services efficiently.
This system is widely used for managing funds from various bursary schemes, allowing students to receive, track, and spend their allocated amounts through a secure and structured system.

Step-by-Step Guide to Getting Started with Intellimali
1. Receiving Your Intellimali Details
Once your institution has registered you on the Intellimali platform, you will receive an SMS notification with your login details. These typically include:
- Your unique Intellimali reference number.
- Instructions on how to create your PIN.
- A link to access the system online.
Ensure that you save these credentials in a secure place, as they will be required for accessing and managing your funds.
2. Setting Up Your Account
To begin using Intellimali, follow these steps:
- Go to the official Intellimali website: www.intellimali.co.za.
- Click on the Student Login option.
- Enter your provided reference number and PIN.
- Follow the on-screen instructions to update your personal details if required.
If you have not received your login details from your institution, contact your bursary provider or university’s financial aid office for assistance.
3. Understanding Your Account Balance
Once logged in, you will see a breakdown of your available funds. The funds are usually categorized into different allowances such as:
- Tuition Fees: Paid directly to your institution.
- Accommodation: Used for paying rent or approved housing providers.
- Meal Allowance: Can be spent on food purchases at approved vendors.
- Book & Study Allowance: Used for books, laptop purchases, and study materials.

4. Using Your Intellimali Funds
To spend your allocated funds, you will usually need to use your:
- Intellimali Card: This functions like a debit card and can be swiped at approved merchants.
- Intellimali Mobile App: Provides a convenient way to check balances, make transactions, and manage funds.
- USSD Code: If you do not have smartphone access, you can use a USSD code to check your allowances and spend money.
Ensure that you only use your funds at approved service providers to avoid rejected transactions.
Tips for Managing Your Intellimali Funds
- Check your balance regularly to ensure you do not run out of allowances unexpectedly.
- Use funds for their intended purpose – misusing your allowances may cause funding issues.
- Report lost or stolen Intellimali cards immediately to avoid unauthorized transactions.
If you encounter any difficulties, you can contact Intellimali support or visit your institution’s financial office for assistance.

Conclusion
Intellimali is a convenient and efficient way to manage student funding. By understanding how to log in, check allowances, and make transactions, students can enjoy a hassle-free financial experience throughout their studies. Always ensure that you use your funds responsibly and seek assistance if you experience any issues. Proper management of your bursary or loan funds will help you focus on your education without unnecessary financial stress.
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